Meet Critical Needs with Insurance Planning

The old saying goes, “The only things guaranteed in life are death and taxes.” Yet wouldn’t planning for retirement be much easier if there were resources you could count on no matter what? Fortunately, insurance benefits can also provide you with guarantees* regarding income for yourself and/or your loved ones, and help meeting potential expenses associated with medical or long-term care needs. Let’s examine these opportunities for insurance planning in more detail.


Life Insurance

Though no one really wants to think about life insurance, it can be a critical part of addressing multiple retirement needs. In fact, life insurance can help you leave a legacy for those you love upon death; pay for essential expenses in the event of a tragedy; seamlessly transition a family business; and even provide supplemental income in retirement. Let us help you determine what type of coverage and how much makes sense for you and your family.



Annuities are financial products available that allow you to turn your premium into a stream of income payments. In addition to this important benefit, some annuity products can simultaneously offer downside protection from market dips, upside potential for increasing your income, and even strategies for addressing inflation or health expenses that may arise in retirement.


Health Insurance

Given that Americans are living longer, healthcare expenses have the potential to put a serious dent in your income plans if you’re not adequately prepared to address them. We can help you determine how Medicare factors into your plans for the future, and whether alternative and/or additional coverage options, including Medicare supplement plans, may be right for your situation.


Disability & Long-Term Care Insurance

What would happen if suddenly, due to an illness or injury, you were unable to work? What would happen if you became confined to a long-term care facility or nursing home in retirement? Unfortunately, most people don’t consider these possibilities. Though it’s impossible to predict the future, it is possible to plan for it, and we can help.